Skip to main content
Macro by MarkMacro by Mark
  • Home
  • News
  • Calendar
  • Indicators
  • Macro
  • About
Sign inSign up
Sign up
Macro by Mark

Global economic data, empirical models, and macro theory
All in one workspace

Public data from government agencies and multilateral statistical releases, anchored in official sources.

© 2026 Mark Jayson Nation

Product

  • Home
  • Indicators
  • News
  • Calendar

Macro

  • Overview
  • Models
  • Labs
  • Glossary

Learn

  • Concepts
  • Models
  • Schools
  • History
  • Docs

Account

  • Create account
  • Sign in
  • Pricing
  • Contact
AboutPrivacy PolicyTerms of ServiceTrust and securityEthics and Compliance
IndicatorsMonetary & Financial ConditionsTotal Consumer Credit Outstanding

Total Consumer Credit Outstanding

United StatesFREDStored official data

Total consumer credit owned and securitized, billions of dollars, seasonally adjusted.

Latest$4.56T
MoM-0.55%
YoY+5.84%
10Y Avg$4.39T
FrequencyMonthly
Surprise-55.2

Total Consumer Credit Outstanding time series chart. Showing observations from January 2023 to June 2024. Latest value $5T.

Min$4.2T
Mean$4.39T
Max$4.59T
Latest obsJune 2024
SourceFRED / Federal Reserve Bank of St. Louis
HistorySource-native vintage

Data record

Tier 1 - criticalU.S. macro backbone via St. Louis Fed; revision/vintage capable.Action: deepen nowExpected coverage: 800,000 series.
Source noteProvider health
SourceFRED / Federal Reserve Bank of St. Louis
FRED
Native keyProvider-native identifier used to reconcile this country/provider series.
TOTALSL
FreshnessDisplayed as stored official data.The chart is using the platform's stored official snapshot while a fresh provider response is unavailable.Fetched: Not recorded.Latest observation flag: Preliminary.
Stored · 2024-06
HistoryPoint-in-time data via the FRED ALFRED endpoint. Each request returns the values as they were published on the supplied vintage date.Vintage history is derived from FRED ALFRED's realtime_start/realtime_end query parameters.
Source-native vintage
ReuseCommercial use: dataset specific.Redistribution: review required.Do not treat FRED as an automatically reusable commercial-display source. Prefer direct BEA, BLS, Census, FRB, Treasury, and EIA feeds where possible.Source: FRED, Federal Reserve Bank of St. Louis (TOTALSL). Accessed 2026-05-09. Underlying-source rights may differ.
Dataset exceptions

Research notes

73 · Acceptable
ComparabilityAggregator is not the statistical authority: Use the source agency, source code, and methodology link when citing or reconciling with official releases.
1 note
QualitySource authority: 82/100. Aggregator source: useful access layer, but official methodology remains with the originating agency.Methodology completeness: 100/100. 100% of core provider, geography, unit, frequency, citation, and revision fields are populated.Timeliness and freshness: 52/100. 18 observations available; latest observation 2024-06; release status none; data status fallbackRevision and vintage depth: 100/100. Point-in-time data via the FRED ALFRED endpoint. Each request returns the values as they were published on the supplied vintage date.
2/6 strong
CitationTotal Consumer Credit Outstanding (FRED (St. Louis Fed): TOTALSL, United States, retrieved May 9, 2026)
Retrieved May 9, 2026
Series details, provenance, and revision toolsFull metadata and supporting panels are kept here so the chart read stays focused.

Series details

SourceFRED / Federal Reserve Bank of St. Louis
CategoryMonetary & Financial Conditions
FrequencyMonthly
UnitBillions of Dollars
Transformslevel, mom, yoy
About this series

Total consumer credit owned and securitized, billions of dollars, seasonally adjusted.

Data provenance

Data aggregatorConditional use
Source terms

Related series

Personal Savings RateReal Disposable Personal Income