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© 2026 Mark Jayson Nation

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IndicatorsGrowthPersonal Savings Rate

Personal Savings Rate

United StatesFREDStored official data

Personal saving as a percentage of disposable personal income, monthly SA.

Latest7.10%
MoM-8.97%
YoY+29.09%
10Y Avg6.19%
FrequencyMonthly
Surprise-0.78

Personal Savings Rate time series chart. Showing observations from January 2023 to June 2024. Latest value 7.1.

Min4.80%
Mean6.19%
Max7.80%
Latest obsJune 2024
SourceFRED / Federal Reserve Bank of St. Louis
HistorySource-native vintage

Data record

Tier 1 - criticalU.S. macro backbone via St. Louis Fed; revision/vintage capable.Action: deepen nowExpected coverage: 800,000 series.
Source noteProvider health
SourceFRED / Federal Reserve Bank of St. Louis
FRED
Native keyProvider-native identifier used to reconcile this country/provider series.
PSAVERT
FreshnessDisplayed as stored official data.The chart is using the platform's stored official snapshot while a fresh provider response is unavailable.Fetched: Not recorded.Latest observation flag: Preliminary.
Stored · 2024-06
HistoryPoint-in-time data via the FRED ALFRED endpoint. Each request returns the values as they were published on the supplied vintage date.Vintage history is derived from FRED ALFRED's realtime_start/realtime_end query parameters.
Source-native vintage
ReuseCommercial use: dataset specific.Redistribution: review required.Do not treat FRED as an automatically reusable commercial-display source. Prefer direct BEA, BLS, Census, FRB, Treasury, and EIA feeds where possible.Source: FRED, Federal Reserve Bank of St. Louis (PSAVERT). Accessed 2026-05-09. Underlying-source rights may differ.
Dataset exceptions

Research notes

73 · Acceptable
ComparabilityAggregator is not the statistical authority: Use the source agency, source code, and methodology link when citing or reconciling with official releases.
1 note
QualitySource authority: 82/100. Aggregator source: useful access layer, but official methodology remains with the originating agency.Methodology completeness: 100/100. 100% of core provider, geography, unit, frequency, citation, and revision fields are populated.Timeliness and freshness: 52/100. 18 observations available; latest observation 2024-06; release status none; data status fallbackRevision and vintage depth: 100/100. Point-in-time data via the FRED ALFRED endpoint. Each request returns the values as they were published on the supplied vintage date.
2/6 strong
CitationPersonal Savings Rate (FRED (St. Louis Fed): PSAVERT, United States, retrieved May 9, 2026)
Retrieved May 9, 2026
Series details, provenance, and revision toolsFull metadata and supporting panels are kept here so the chart read stays focused.

Series details

SourceFRED / Federal Reserve Bank of St. Louis
CategoryGrowth
FrequencyMonthly
UnitPercent
Transformslevel, mom, yoy
About this series

Personal saving as a percentage of disposable personal income, monthly SA.

Data provenance

Data aggregatorConditional use
Source terms

Related series

Real Disposable Personal IncomeReal Personal Consumption Expenditures